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Market Trends disasters
Hurricane Helene (2024) Helene hit Florida's Big Bend as a Category 4 in Sept. 2024, then flooded the Appalachians. About $17.5 billion insured (Aon); most inland flood was uninsured. Hurricane Milton (2024) Milton hit Siesta Key, Florida, as a Category 3 on Oct. 9, 2024: 385,146 Florida claims, $20 billion insured (Aon). Notice windows closed; suits run 5 years.