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Regulators and Legislation guides
Florida's 2022–2023 property insurance reforms explainedWhat Florida's 2022-2023 property insurance laws changed for policyholders: attorney fees, assignment of benefits, claim deadlines, roof rules, grants.Home insurance legislation to watchFederal and state home insurance bills and new laws as of October 2026, from NFIP reauthorization to California claims reforms, and how to track any bill.Insurance cost disclosure in home salesWhat sellers must and must not tell buyers about claims, flood history and insurability, why no law makes them disclose premiums, and how buyers find out.ISO homeowners forms and why your policy may differISO publishes the standard homeowners forms, but your policy may use an older edition, an insurer's own wording or state endorsements. How to tell.Sinkhole and catastrophic ground cover collapse coverage explainedStandard policies exclude sinkholes. Florida requires collapse coverage and an offer of sinkhole cover; here is how those claims work.