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Digital Insurance

The latest news and analysis for digital insurance technology professionals, covering P&C, life/health, workers' comp and reinsurance.

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News


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How Employers finds new business from within ChatGPT

3+ day, 21+ hour ago   (763+ words) At a time when many companies worry about AI disintermediating their customer relationships or eliminating roles, Employers decided to lean into the trend and see what it could accomplish by embedding within OpenAI's ChatGPT. The workers' comp specialist launched a…...


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Where insurance professionals lose trust in AI: SAS

4+ day, 5+ hour ago   (329+ words) Insurers are deploying AI across the business, but adoption brings a new set of risks alongside the promise of greater efficiency. As AI systems become more autonomous, insurers must balance speed and scale with accuracy, oversight and accountability. According to…...


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Catastrophe claims: the platform holds, the handoffs don't

4+ day, 5+ hour ago   (846+ words) Catastrophe claims are a capacity problem, but not always in the way we think. In 2025, natural catastrophes generated $107 billion in insured losses globally, with wildfires, severe convective storms, floods, and other secondary perils accounting for a record 92% of that total,…...


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Microbusinesses challenge insurers to rethink cyber insurance

4+ day, 6+ hour ago   (567+ words) A platform-powered wave of entrepreneurship has driven a rise in microbusinesses. Today, nearly 30 million US businesses operate without employees while generating trillions in economic activity each year. But there's a tradeoff. The tools helping to enable microbusinesses to flourish can…...


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Cyber insurance: Rising AI risk opens a growth opportunity

5+ day, 5+ hour ago   (272+ words) Cyber policies must keep pace with a surge in incidents fueled by AI — the technology was a factor in a quarter of cyber breaches in the first half of 2026, according to Swiss Re, which estimates that 40% of large firms are…...


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Insurers can't trust AI unless they can also defend it

6+ day, 5+ hour ago   (282+ words) The big question around AI in insurance is not whether to adopt it, but how to adopt it safely and securely. It's not enough to simply trust that your AI tools work properly; you have to be able to prove…...


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Insurtechs' biggest mistake: Leading with a product, not a problem

1+ week, 3+ day ago   (243+ words) Insurtechs can make a variety of mistakes. Among the biggest ones are not considering the history of the industry, as well as leading with technology first instead of a true solution to a potential client's problem, according to insurtech executives....


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40% of large firms underinsured amid cybercrime surge

1+ week, 4+ day ago   (420+ words) AI is lowering the cost and complexity of launching cyber incidents — enabling scammers to commit breaches at unprecedented speed and amplifying the need for proper insurance. One in four cyber breaches were AI-enabled in the first half of 2026, driving up…...


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Building security awareness increases risk resilience

1+ week, 6+ day ago   (468+ words) Leadership changes happen everywhere. Scenarios can differ, but it might result in a strategic pause. Stakeholders wait to see what happens next. But risk management can't afford such a pause. Distraction creates the conditions attackers look for. During any transition,…...


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Zurich, Chubb, Prudential, New York Life score points in AI survey

2+ week, 5+ hour ago   (255+ words) Zurich, Chubb, Prudential and New York Life moved up the most in rankings of insurers' AI maturity by Evident, a data as a service (DaaS) business and benchmarking platform. The Evident AI Index, first issued last year, assesses 30 insurers' performance…...