11+ hour, 33+ min ago   (761+ words) Mortgage rates ended the week at 7.12%, a level that historically coincides with softer housing demand. Holiday effects lowered weekly inventory and listings, but pending sales and purchase apps are entering a period of tougher year-over-year comparisons with last year’s falling-rate…...

12+ hour, 59+ min ago   (1033+ words) DSCR and investor loan lock volume skyrocketed 130% between January 2022 and August 2026, becoming the primary growth engine for the non-QM market. The loan's structure makes it uniquely vulnerable to bad actors, with fraud risk indicators now firing on 1 in 44 investment property…...

2+ day, 19+ hour ago   (242+ words) The 7% mortgage rate threshold broke as the 10-year yield increased to 4.92% and WTI oil moved above $100. Low jobless claims and a 4.1% unemployment rate are keeping pressure on rates by supporting a more hawkish Fed outlook. AI Summary As labor force…...

2+ day, 22+ hour ago   (305+ words) Rocket Mortgage raised its conforming loan limit to $845,000 for 1-unit homes in 48 states, effective immediately across retail and Rocket Pro. The new cap is 1.47% above the current 2026 limit of $832,750, and Rocket set $1,267,500 for Alaska and Hawaii ahead of FHFA’s November…...

2+ day, 21+ hour ago   (323+ words) MBA’s Mortgage Credit Availability Index fell 1% in August to a reading of 107.3, signaling tighter lending standards. The conventional index dropped 1.8% and jumbo availability fell 2.5%, while government loan availability was unchanged. AI Summary Mortgage credit availability declined in August as lenders…...

4+ day, 20+ hour ago   (738+ words) Better interim CEO Daniel Lewis urged shareholders to reject former CEO Vishal Garg’s proxy effort, citing revenue declines and missed targets. Lewis said company performance has improved after Aug. 3, including $45 million in annualized cost cuts. AI Summary Daniel Lewis, interim…...

4+ day, 19+ hour ago   (830+ words) Optimal Blue reported August 2026 lock volume fell 9% month over month and 3% year over year as rates held steady. Purchases were 81% of volume, while rate-and-term refis fell 47% year over year. AI Summary Mortgage activity weakened in August even as mortgage rates…...

1+ week, 4+ day ago   (204+ words) Brant Morwald is modernizing real estate technology by investing in the data infrastructure, integrations and operating systems that professionals rely on every day. He oversees Constellation1 and Constellation Data Labs, encompassing a portfolio of software brands, a growing employee base and…...

1+ week, 1+ day ago   (725+ words) President Donald Trump urged the Fed to cut rates and argued the U.S. should have the lowest rates globally. His comments came after Jackson Hole, where Fed Chair Kevin Warsh struck a hawkish tone, while FedWatch implied odds of a 25-bps…...

1+ week, 3+ day ago   (381+ words) What Gen Z borrowers are telling us about the future of mortgage Despite persistent affordability challenges, younger generations are finding ways to achieve homeownership, ICE housing market data shows. This demographic shift means the mortgage industry needs to rethink how…...