News
Seventh Circuit Equates UL Monthly Policy Charges to Premiums to Hold Illinois Premium Notice Statute Does Not Apply
3+ hour, 50+ min ago (277+ words) In Dahleh v. Minnesota Life Ins. Co., No. 25-1315, 2026 U.S. App. LEXIS 1378 (7th Cir. Jan. 20, 2026), the Seventh Circuit affirmed the District Court's award of summary judgment to Minnesota Life on plaintiff's claim that the insurer improperly canceled a universal life insurance policy in violation…...
As Winter Storm “Fern” Thaws, Take Note of Keys to Insurance Recovery
2+ day, 1+ hour ago (111+ words) As the great thaw is underway across much of the country, Winter Storm Fern is now poised to be the most expensive weather event to hit the U.S., with economic losses estimated to surpass $100 billion....By: Bradley Arant Boult Cummings LLP…...
AI Tools and Bad Faith Risk in Insurance Claim Handling: Lessons from Lokken
2+ day, 1+ hour ago (198+ words) Lokken v. UnitedHealth Group, Inc. The Lokken court dismissed most state-law and statutory claims by applying the Medicare Act preemption. Critically, however, two claims survived: breach of contract and breach of the implied covenant of good faith and fair dealing. The…...
Winter Weather Event ‘Fern’ & Lessons from ‘Uri’: Key Insurance Recovery Considerations for Businesses
5+ day, 40+ min ago (445+ words) Recent winter storms across Texas and the southern United States underscore the ongoing insurance-recovery risks posed by extreme weather events. Drawing on lessons from Winter Storm Uri and the more recent January 2026 winter storm, this LawFlash outlines key steps businesses…...
New Oil Christian Center v. GuideOne Mutual Insurance Co.
5+ day, 2+ hour ago (817+ words) In New Oil Christian Center v. GuideOne Mutual Insurance Co., 2025 WL 642914 (D. Minn. Feb. 27, 2025), the court held that a commercial property policy provision limiting recovery for roof surfacing to actual cash value (ACV) did not bar recovery for code-compliance costs, even when…...
Digging Out from Under Winter Storm Fern: Key Insurance Considerations for Commercial Policyholders
1+ week, 3+ hour ago (372+ words) As commercial policyholders begin recovery efforts, early and informed action is critical to preserving coverage and maximizing insurance recovery. 1. Mitigate Damage While Preserving Evidence Most commercial property policies require insureds to take reasonable steps to protect property from further damage....
2026 Best Practices for Construction Project Insurance
2+ week, 5+ hour ago (260+ words) In 20-plus years of practicing construction law, I've encountered plenty of insurance-related mistakes but also quite a few best practices to emulate as lessons learned. To mitigate the danger of lacking or losing coverage, keep in mind the following typical…...
Allstate: Issues Consumers Face and What California Law Says About Insurance
3+ week, 1+ day ago (563+ words) Insurance companies play a critical role in protecting drivers, homeowners, and families when accidents, injuries, and property damage occur. However, some insurers receive more consumer complaints and disputed claims than others. Among the national auto and home insurance carriers, Allstate…...
Coverage Denied: Residence Premises Requirement Bars Claim Despite Premiums and Initial Payment
1+ mon, 6+ day ago (402+ words) Dan Pitts, as Trustee for Revocable Trust of Evelyn Pitts v. Universal Property & Casualty, Fla. 6th DCA, No. 6D2024-0575, Oct. 3, 2025 - Two years prior to Evelyn Pitts" death, she placed her property in a revocable living trust, entered an assisted living facility and then…...
Congressional Research Service Details Potential Impacts of National Flood Insurance Program Lapse
1+ mon, 3+ week ago (264+ words) On December 2, the Congressional Research Service updated its overview of potential consequences if the National Flood Insurance Program (NFIP) is not reauthorized by January 30, 2026. The NFIP, which is the primary source of flood insurance for residential properties in the U.S., covers…...