News
Understanding the rising cost of renters insurance
1+ mon, 3+ week ago (1231+ words) If you lease a space, you've got fewer home-maintenance things to worry about than homeowners do. But renters and their personal property can be just as vulnerable to theft, damage and visitor injury. That's why it's smart to purchase renters…...
Manitou Springs City Council to consider billing your insurance emergency fees
1+ mon, 3+ week ago (280+ words) MANITOU SPRINGS, COLO. (KRDO) - On Tuesday, January 20, the Manitou Springs City Council is planning on having the first reading for Ordinance 0126. "Historically, we've been doing it for free. The city has not been incurring the costs except for the replacement…...
Which states limit renters insurance requirements and which do not
2+ mon, 1+ day ago (267+ words) Renters in these states are more likely to see clearer limits on insurance demands written into landlord-tenant law, offering additional consumer safeguards and greater transparency in lease agreements. These protections are especially important in competitive rental markets where insurance requirements…...
Homeowners insurance and earthquake coverage: Which states offer protection?
2+ mon, 3+ day ago (588+ words) Earthquake damage is not covered by a standard homeowners insurance policy in the United States. Instead, earthquake protection is typically available either as a separate earthquake policy or an endorsement added to a homeowners policy, depending on the state and…...
Beyond the house: Insuring your deck, fence, and detached garage
2+ mon, 2+ week ago (568+ words) When homeowners review their policy, their focus often remains on Coverage A: Dwelling, which is the physical structure of the main house. However, a significant portion of a property's value resides in its external, unattached structures, such as detached garages, fencing,…...
What homeowners must know about their insurance quotes as the year ends
2+ mon, 3+ week ago (392+ words) This isn't about scare tactics; it's about smart planning. Cheap Insurance is going to dive deep into the forces that shape your home insurance quote, reveal the money-saving levers you can pull, and give you the knowledge to make your…...
Using AI to predict and prevent weather catastrophe home insurance claims
3+ mon, 5+ day ago (429+ words) The global shift in risk assessment, powered by the AI imperative, has its most immediate and direct impact on homeowners insurance. For policyholders, the core promise of the insurance contract is protection from the unexpected, but the mechanism for delivering…...
Surprise guests and unwanted claims: Is your renters insurance ready for Thanksgiving?
3+ mon, 3+ week ago (207+ words) This is the most probable scenario where the liability portion of your renters insurance policy provides essential relief. While liability claims present the largest financial threat, the Thanksgiving holiday introduces several other common property risks that your renters insurance is…...
Don't let winter cost you: Essential insurance changes for the off-season
3+ mon, 3+ week ago (602+ words) The onset of winter presents a unique convergence of aesthetic beauty and significant financial risk. While the season offers picturesque scenery, it simultaneously introduces hazards like frozen pipes, increased liability for premises injuries, and damage to seasonally stored assets. These…...
6 smart ways Gen Z is defying the odds and becoming homeowners in 2025
3+ mon, 3+ week ago (652+ words) Shaky employment rates, affordability issues, high interest rates " despite these headwinds, Gen Z is quietly rewriting the narrative around homeownership. Born between the mid-1990s and early 2010s, the eldest Gen Zers are now in their mid-to-late 20s " and many are already homeowners. In…...