22+ hour, 51+ min ago   (743+ words) Imagine feeling safe. Really safe. You check the federal maps. FEMA says your neighborhood is low risk. No red flags. No soaring premiums. You breathe easy. Then the fire comes. This isn't a hypothetical nightmare. It happened. According to a…...

1+ day, 22+ hour ago   (700+ words) It's a tough time for California homeowners. Just when you thought the insurance market might be stabilizing, another shoe drops. Standard Guaranty Insurance Company just got the green light to non-renew nearly 1,400 home insurance policies. The reason? High wildfire risk....

3+ day, 22+ hour ago   (421+ words) As climate patterns continue to evolve and extreme weather events become more frequent, flood insurance has become an essential component of comprehensive home protection. Many homeowners mistakenly believe their standard homeowners insurance policy covers flood damage, but this is rarely…...

5+ day, 2+ hour ago   (874+ words) Let's just say it: disasters suck. Fires, hurricanes, floods'doesn't matter where you live, it can wipe out your house in a night. You'd like to believe your insurance steps up. Pays for the mess. Gets you home again. But here's…...

6+ day, 36+ min ago   (1527+ words) To ensure this list helps real Virginia homeowners, we analyzed providers using criteria tuned to the state's unique conditions: The best warranties do more than cover basic appliances. We prioritized plans that include or allow upgrades for HVAC, roof leak…...

1+ week, 1+ day ago   (985+ words) Colorado homeowners are tired. Tired of the smoke. Tired of the renewal notices. Tired of hearing "no" from insurance carriers. HB25-1182 was signed in May with a lot of fanfare. Bipartisan support. Promises of transparency. It sounds great on paper. But…...

1+ week, 1+ day ago   (712+ words) Homeowners in Louisiana just got some good news. The Louisiana Department of Insurance has approved a 7.5% average rate decrease for over 73,000 homeowners insured by SureChoice Underwriters Reciprocal Exchange (SURE) and Elevate Reciprocal Exchange. This change, announced by Insurance Commissioner Tim…...

1+ week, 2+ day ago   (632+ words) A legal storm has been brewing in Oklahoma. Hundreds of homeowners have taken on State Farm, the state's largest home insurer, over how it handles hail and wind damage claims. It's a story of trust, money, and the fine print…...

1+ week, 4+ day ago   (932+ words) Starting in the new year, West Virginia is rolling out a new law that could shake up the insurance industry. It's not just about companies crunching numbers'it's about protecting you, the consumer. But what's really changing? And why should you…...

2+ week, 1+ day ago   (639+ words) It's been a year since Louisiana scrapped its "three-year rule," a law that once stopped insurance companies from dropping policyholders after three years of coverage. The repeal was part of a bigger plan to fix the state's struggling homeowners insurance…...