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The Cool Down is mainstream America's guide to a cleaner, cooler future, making it easy for people from all walks of life to help themselves while helping the planet.
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- Aug 15, 2026earliest in window
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News
California FAIR Plan rates rise October 15, with biggest increases in wildfire-risk areas
2+ week, 6+ day ago (571+ words) The FAIR Plan was meant to serve as a backstop for people shut out of the regular insurance market. For hundreds of thousands of Californians who have already been pushed onto the state's insurer of last resort, another major housing…...
Florida debt is lower than US average, but car loans, credit cards, and delinquencies run high
3+ week, 6+ day ago (441+ words) "Consumers are having to make choices." On paper, Floridians owe a bit less than Americans overall, yet that statewide average obscures some pressure points. Auto debt, credit card balances, and elevated delinquency rates are weighing heavily on many budgets across…...