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News
Do Florida homeowners need insurance for exterior water, electric lines?
3+ day, 10+ hour ago (842+ words) A subsidiary of Florida's largest electric utility regularly sends letters warning customers they could be charged thousands of dollars in repairs to exterior electric and water service lines even if they have homeowners insurance. "Because the exterior water or well…...
Can You Buy Flood, Home Insurance in Florida During Hurricane Season?
5+ day, 9+ hour ago (632+ words) The 2026 Atlantic hurricane season is approaching its peak. And of course, hurricane season means more potential for flooding, rain and wind damage. But if you’re a homeowner in Florida without homeowners, flood or property insurance during hurricane season, it’s the…...
Do I need insurance for exterior electric, water lines in Florida?
1+ week, 3+ day ago (25+ words) Daytona Beach News-Journal Do I need insurance for exterior electric, water lines in Florida?...
TWIA makes key decision on coverage for 53,620 second homes, beach cabins
1+ week, 3+ day ago (353+ words) AUSTIN — On the same day Tropical Storm Edouard hit Southeast Texas, a Texas Windstorm Insurance Association committee has removed a proposal that could have changed wind-insurance eligibility for 53,620 second homes statewide — including 22,632 policies in Galveston, Jefferson and Chambers counties. The…...
Public outcry preserves windstorm coverage for secondary homes across Gulf Coast — for now
1+ week, 4+ day ago (741+ words) Hurricane Beryl caused widespread damage along the Texas coast in July 2024. Galveston County has 18,178 secondary-home policies through the Texas Windstorm Insurance Association, the most of any county. A proposal to eliminate secondary-home coverage through the Texas Windstorm Insurance Association died…...
Insurance storm brewing: 22,600 beach cabins, second homes in SETX may lose TWIA coverage
1+ week, 6+ day ago (506+ words) AUSTIN — Thousands of second homes on Galveston County’s Bolivar Peninsula — including beach cabins on Crystal Beach — could eventually be pushed out of the Texas Windstorm Insurance Association under a proposal before a TWIA committee Tuesday. The association’s Legislative and External…...
Proposed state windstorm insurance change could leave many Galveston residences uninsurable
2+ week, 1+ day ago (1112+ words) A proposed change to Texas Windstorm Insurance Association coverage could devastate the housing market in coastal communities such as Galveston County, state representatives, board members and business leaders told The Daily News ahead of the association’s meeting Tuesday. Association board…...
How to slash your hurricane insurance premiums by more than a third
2+ week, 1+ day ago (328+ words) Home hurricane insurance that cost $1,000 annually three-to-five years ago could cost more than twice that today. These are sobering statistics for Hawaiʻi residents thinking about updating their insurance policies after seeing the wreckage left by Hurricane Lala this month. Natural…...
In the event of a natural disaster, home and car do not have the same protection
2+ week, 4+ day ago (355+ words) In the midst of peak hurricane season and with the possibility of earthquakes or other natural disasters, homeowners should be aware that protecting their home and their vehicle are separate matters. Even if both are on the same property, damage…...
Hurricane preparedness must include renters insurance review
3+ week, 2+ day ago (491+ words) For many Collier County families, the financial toll of a major storm begins before the wind dies down. “At any income level, no matter how much or how little you own, a single storm could tip you into crisis,” Erin…...