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News
California’s catch-22: Who should pay when utilities’ power lines cause wildfires?
11+ hour, 36+ min ago (489+ words) The timing could not have been better — or worse. The findings from a long-awaited investigation into the origins of a deadly Southern California wildfire were released Tuesday, pinning it on an electrical arc from a Southern California Edison transmission tower....
California’s FAIR Plan would face more scrutiny under bill heading to Newsom’s desk
10+ mon, 2+ week ago (533+ words) By Levi Sumagaysay and Nadia Lathan | CalMatters In the closing days of the legislative year, California lawmakers sent Gov. Gavin Newsom a bill that is meant to toughen scrutiny of the state’s embattled fire insurer of last resort by insisting…...
California home insurance costs to rise 16% in 2026, largest jump in U.S.
1+ mon, 3+ week ago (122+ words) California home insurance projected to rise 16%, the largest jump in U.S. Daily Breeze California property owners can expect the nation’s steepest insurance premium hikes this year. Nevertheless, that surge will leave California property owners paying below U.S. norms, according to my…...
California bill would require insurance protections for fire-hardened homes
5+ mon, 2+ week ago (303+ words) A new state Senate bill aims to guarantee homeowners insurance protections for their wildfire-hardened homes. The safety standards include home-hardening upgrades — like sprinklers and closing off the eaves under a roof to prevent the collection of burning embers — and defensible…...
Poorer Americans dropped federal flood insurance when rates rose
7+ mon, 2+ week ago (368+ words) By Leslie Kaufman | Bloomberg Most US homeowners insurance policies don’t cover flood damage, and the federally subsidized NFIP accounts for nearly 90% of residential flood coverage. The program was created in the 1960s to make flood insurance more accessible. But by charging…...
California commissioner proposes insurance rule that critics call ‘revenge’
10+ mon, 1+ week ago (788+ words) By Levi Sumagaysay | CalMatters California Insurance Commissioner Ricardo Lara is proposing more new insurance rules that critics are calling “vindictive,” and which they say will only make it easier for insurers to raise rates. Home insurance costs in California are…...
New FAIR Plan data reveals problem with zoning restrictions in California
11+ mon, 3+ week ago (541+ words) A home is being built on the site of a home destroyed in the Eaton fire on Highview St. in Altadena on Thursday, July 17, 2025. (Photo by Dean Musgrove, Los Angeles Daily News/SCNG) The FAIR Plan is Californiaâs â…...