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Daily Breeze
dailybreeze. com > 06/15/2026 > california-home-insurance-projected-to-rise-16-the-largest-jump-in-u-s

California home insurance costs to rise 16% in 2026, largest jump in U. S.

5+ hour, 44+ min ago  (122+ words) California home insurance projected to rise 16%, the largest jump in U. S. Daily Breeze California property owners can expect the nation's steepest insurance premium hikes this year. Nevertheless, that surge will leave California property owners paying below U. S. norms, according to my trusty…...

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Daily Breeze
dailybreeze. com > 02/18/2026 > california-bill-would-require-insurance-protections-for-fire-hardened-homes

California bill would require insurance protections for fire-hardened homes

3+ mon, 3+ week ago  (303+ words) A new state Senate bill aims to guarantee homeowners insurance protections for their wildfire-hardened homes. The safety standards include home-hardening upgrades " like sprinklers and closing off the eaves under a roof to prevent the collection of burning embers " and defensible…...

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Daily Breeze
dailybreeze. com > 12/17/2025 > poorer-americans-dropped-federal-flood-insurance-when-rates-rose

Poorer Americans dropped federal flood insurance when rates rose

5+ mon, 4+ week ago  (368+ words) By Leslie Kaufman | Bloomberg Most US homeowners insurance policies don't cover flood damage, and the federally subsidized NFIP accounts for nearly 90% of residential flood coverage. The program'was created in the 1960s to make flood insurance more accessible. But by charging premiums…...

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Daily Breeze
dailybreeze. com > 09/24/2025 > california-commissioner-proposes-insurance-rule-that-critics-call-revenge

California commissioner proposes insurance rule that critics call "revenge

8+ mon, 3+ week ago  (788+ words) By Levi Sumagaysay | Cal Matters California Insurance Commissioner Ricardo Lara is proposing more new insurance rules that critics are calling "vindictive," and which they say will only make it easier for insurers to raise rates. Home insurance costs in California…...

Daily Breeze
dailybreeze. com > 08/12/2025 > new-fair-plan-data-reveals-problem-with-zoning-restrictions-in-california

New FAIR Plan data reveals problem with zoning restrictions in California

10+ mon, 2+ day ago  (541+ words) A home is being built on the site of a home destroyed in the Eaton fire on Highview St. in Altadena on Thursday, July 17, 2025. (Photo by Dean Musgrove, Los Angeles Daily News/SCNG) The FAIR Plan is California's "insurer of…...

Daily Breeze
dailybreeze. com > 07/11/2025 > what-does-flood-insurance-cover

What flood insurance does and does not cover

11+ mon, 4+ day ago  (617+ words) That's because oftentimes insurance doesn't cover what the policyholder thinks it does " or thinks it should. The disappointing surprise is that while the standard home insurance policy does cover fire and wind damage, even good property insurance typically doesn't cover…...