10+ hour, 44+ min ago   (350+ words) New research from S&P Global Market Intelligence looks to suggest that homeowners insurers are reaching rate adequacy, but certain marketplace factors are creating what it called a “fragmented phase.” Nationally, the U.S. effective approved homeowners rate change declined…...

3+ day, 20+ hour ago   (408+ words) Average homeowner insurance rates in Florida did not decline in 2025, but they increased less than 1%, down sharply from the double-digit average increases seen in 2022 and 2023. And auto insurance rates in the state did fall—by 4.1% last year, a marked difference…...

1+ week, 5+ day ago   (238+ words) A storm that grew up overnight The reckoning of 1992 The financial shock was without precedent. Andrew caused roughly $26.5 billion in economic damage and about $15.5 billion in insured losses, in 1992 dollars, making it by a wide margin the costliest natural disaster…...

1+ week, 6+ day ago   (151+ words) OpenRoad Insurance, a provider of specialized insurance for classic and collector vehicles and related coverages, said it is now licensed in 40 U.S. states, up from 35 since March. OpenRoad launched two years ago. The latest states added to OpenRoad Insurance’s portfolio include:…...

3+ week, 4+ day ago   (195+ words) A specialty homeowners program serving high-value homeowners is coming to California and Colorado. Green Shield Risk Solutions is expanding its Guardian Elite Home, a non-admitted homeowners program for affluent primary and secondary residences, in California and Colorado. The rollout is…...

3+ week, 5+ day ago   (173+ words) Insurance Journal MGU strengthens its commitment to California agencies through responsive underwriting, modern technology, and new agency appointments. San Diego, California — August 12, 2026— First Cap Property, a California-based Managing General Underwriter (MGU) specializing in residential property insurance, continues to expand its…...

1+ mon, 3+ day ago   (217+ words) An Alabama city, long plagued with budget shortfalls, charges of corruption and a dwindling tax base, has lost its liability insurance coverage amid an ongoing financial and leadership crisis. Local and state news sites reported that the Alabama Municipal Insurance…...

1+ mon, 1+ week ago   (750+ words) This article is part of a sponsored series by Vertafore. When young consumers want to buy something, they start online. They type queries into search engines and AI generative assistants. They compare options side by side, scroll through reviews, watch…...

1+ mon, 1+ week ago   (995+ words) Florida’s top insurance regulator and some insurance producers, including the former president of the Latin American Association of Insurance Agents, are questioning a report that suggests policyholders in Hispanic neighborhoods in the state pay much higher premiums. “While we acknowledge…...

1+ mon, 1+ week ago   (535+ words) As the demographic of the average American renter changes, so too do their insurance needs. Renters today tend to be older with higher incomes and stronger credit profiles, and they often remain at the same address for several years, according…...