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kiplinger. com > personal-finance > car-insurance > illinois-insurance-bill-1486-impact-on-your-premiums

Would Illinois's New Insurance Law Help or Hurt Your Wallet?

1+ hour, 48+ min ago  (713+ words) Illinois is on the verge of passing new consumer protection laws, but the insurance industry says it's bad news. Senate Bill 1486 is currently awaiting a vote in the Illinois Senate, and it's already being met with a mix of enthusiasm…...

Kiplinger
kiplinger. com > personal-finance > home-insurance > kiplinger-readers-choice-awards-2026-homeowners-insurance-companies

Kiplinger Readers' Choice Awards 2026: Homeowners Insurance Companies

1+ day, 21+ hour ago  (540+ words) The results of the Kiplinger Readers" Choice Awards' best homeowners insurance company category. Respondents made their judgments on such criteria as their interactions with customer service, the likelihood they would recommend the product or service to others, and their overall…...

Kiplinger
kiplinger. com > personal-finance > home-insurance > one-percent-deductible-rule-home-insurance

What Is the 1% Deductible Rule in Home Insurance?

6+ mon, 1+ week ago  (693+ words) You could be overpaying for home insurance if your deductible is too low. But going too high can be just as risky. That's where the 1% deductible rule comes in. Your insurance deductible is the portion of any covered repairs that…...

Kiplinger
kiplinger. com > personal-finance > home-insurance > ways-seniors-can-save-on-home-insurance

6 Ways Seniors Can Save on Home Insurance

1+ mon, 3+ day ago  (873+ words) Don't let soaring insurance premiums eat into your retirement income. Alongside surging gas prices and a stubbornly high grocery bill, home insurance premiums have also been creeping up over the last few years. In the last year alone, average home…...

Kiplinger
kiplinger. com > real-estate > buying-a-home > how-insurance-and-housing-are-reshaping-snowbird-living

The High Cost of Sunshine: How Insurance and Housing Are Reshaping Snowbird Living

2+ mon, 3+ week ago  (1619+ words) The snowbird lifestyle is changing as insurance and housing costs climb. Here's how retirees are adapting and where they're choosing to go. Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more…...

Kiplinger
kiplinger. com > personal-finance > home-insurance > second-home-insurance-when-someone-else-lives-there

Why Your Home Insurance Might Not Protect You If Someone Else Lives There

3+ mon, 6+ day ago  (689+ words) Letting a relative stay in a second home or inherited property can quietly change your insurance coverage and leave you exposed to costly liability claims. If you own a second home, such as a vacation property, second home insurance can…...

kiplinger. com
kiplinger. com > personal-finance > home-insurance > is-home-insurance-tax-deductible

Is Home Insurance Tax Deductible?

3+ mon, 3+ week ago  (712+ words) With home insurance rates on the rise, you might be hoping to at least claim the soaring cost as a tax deduction. Here's what you need to know ahead of tax season. Homeownership is expensive enough as it is. So…...

kiplinger. com
kiplinger. com > personal-finance > home-insurance > do-you-have-an-insurance-coverage-gap-for-your-valuables

Do You Have an Insurance Coverage Gap for Your Valuables? You May Be Surprised to Learn You Do

4+ mon, 4+ day ago  (1116+ words) Standard homeowners insurance usually has strict limits on high-value items like jewelry and art, so you should formally "schedule" these valuable possessions with your insurer to ensure they are fully covered against loss, damage or theft. People love expensive things....

Kiplinger
kiplinger. com > personal-finance > home-insurance > snowbirds-avoid-these-sneaky-insurance-issues

Snowbirds: Avoid These 3 Sneaky Insurance Issues

5+ mon, 1+ week ago  (740+ words) Before you depart for your winter retreat, ensure you're prepared for any surprises that might arise, or else you could be on the hook for repairs. Winters in the south can be spectacular. There's nothing like having the sun kiss…...

Kiplinger
kiplinger. com > personal-finance > home-insurance > government-shutdown-freezes-national-flood-insurance-program

Government Shutdown Freezes National Flood Insurance Program: What Homeowners and Buyers Need to Know

6+ mon, 5+ day ago  (781+ words) FEMA's National Flood Insurance Program is unavailable for new customers, increased coverage or renewals during the government shutdown. That means some home sales could be stalled. Did you know that because of the government shutdown, FEMA's National Flood Insurance Program…...