51+ min ago  (231+ words) Texas doesn't rank first for mold the way Florida does. But it holds a distinction that puts the scope of its problem in sharp focus: Texas generates the highest number of water damage insurance claims in the country. And water…...

22+ hour, 55+ min ago  (312+ words) You already know Florida has a mold problem. What you may not know is how differently it plays out depending on exactly where you live " and what it means for your insurance claim when it shows up. The cost of…...

4+ day, 22+ hour ago  (609+ words) You open your insurance policy, and somewhere in the fine print there's a line about mold. It says you're covered up to $10, 000. That sounds reassuring. A problem that big would take real money to fix, and the policy has it…...

1+ week, 1+ day ago  (985+ words) If you live in Louisiana and you are thinking about buying life insurance " or if you already have a policy and are wondering why your rate is what it is " there is something most people never get told directly. The…...

1+ week, 6+ day ago  (1070+ words) While homeowners across the country open their mailboxes to find double-digit insurance rate hikes, a surprising plot twist is unfolding in the Empire State. New York insurance companies are actually posting record profits on their residential property coverage. Now, state…...

1+ week, 6+ day ago  (755+ words) Mississippi homeowners " particularly those along the Gulf Coast " have watched Alabama and Louisiana build home-hardening grant programs for years while their own state repeatedly failed to fund one. That changes now. On April 2, 2026, both chambers of the Mississippi Legislature unanimously…...

1+ week, 6+ day ago  (878+ words) If your insurer has been quietly raising your rates, refusing to renew your policy, or pulling back from your ZIP code " regulators are now coming for that data. On April 1, 2026, the National Association of Insurance Commissioners announced what it is…...

2+ week, 23+ hour ago  (554+ words) Louisiana's homeowners insurance crisis has produced a lot of unusual policy moves over the past few years. But in late February 2026, Governor Jeff Landry reached for something genuinely unexpected: he asked the Louisiana Workers' Compensation Corporation to use its financial…...

2+ week, 1+ day ago  (1121+ words) If you own a home in Florida, you have probably spent the last few years dreading the moment that insurance renewal notice hits your mailbox. For many Floridians, that dread is finally starting to ease " and the numbers backing that…...

2+ week, 1+ day ago  (409+ words) For a state where severe weather already drives more homeowners insurance losses than any other single peril, this is the season that tends to define what homeowners pay " and what they collect " for years afterward. There is one number buried…...