News
Fathom Index Highlights State-by-State Flood Risk Trends Across the US - Program Business | Where insurance industry clicks
4+ hour, 36+ min ago (388+ words) A new US Flood Risk Index from Fathom offers insurance professionals a detailed look at how flood risk is expected to shift across all 50 states and the District of Columbia by 2050. The index draws on FEMA flood mapping data alongside…...
Florida Insurance Expert Urges Boaters to Review Coverage Ahead of Fourth of July Weekend - Program Business | Where insurance industry clicks
1+ week, 2+ day ago (396+ words) With Fourth of July weekend approaching, an insurance expert is calling on Florida boaters to confirm they have adequate coverage before heading out on the water. Mark Friedlander, senior director of media relations for the Insurance Information Institute, noted that…...
Home Insurance Rates Increased Nearly 47% Nationwide Between 2020 and 2025 - Program Business | Where insurance industry clicks
3+ week, 3+ day ago (469+ words) Published on June 15, 2026 Home insurance costs have risen significantly across the United States over the past five years. According to Lending Tree's 2026 State of Home Insurance Report, home insurance rates increased a cumulative 46. 8% nationwide between 2020 and 2025. Every state experienced a…...
Auto Insurers Struggle With Seamless Cross-Channel Experience, JD Power Finds - Program Business | Where insurance industry clicks
4+ week, 1+ day ago (445+ words) Published on June 10, 2026 The auto insurance market has shifted from a pricing crisis to an experience challenge, according to the JD Power 2026 U. S. Auto Insurance Study released June 9. As competition intensifies and rates stabilize, insurers are losing ground on customer experience,…...
USAA to Return Nearly $1 Billion to Florida Members, Citing Tort Reform Savings - Program Business | Where insurance industry clicks
1+ mon, 4+ hour ago (335+ words) Published on June 9, 2026 USAA announced it will deliver nearly $1 billion in combined savings and returns to eligible Florida members, including a newly announced $500 million dividend, as declining legal costs following the state's civil litigation reforms allow the insurer to pass…...
Roof Claims Totaled $23 Billion in 2025 as Hail Exposure Widened Across More States - Program Business | Where insurance industry clicks
1+ mon, 1+ week ago (473+ words) Roof-related claims generated $23 billion in replacement cost value in 2025, according to new data from Verisk, falling below the four-year average of $24. 36 billion from 2021 to 2024. The decline reflects an unusually quiet hurricane season, with hurricane-related claims down roughly 87% from the prior…...
U. S. Flood Insurance Gap Could Reach $1 Trillion in Extreme Scenarios, Moody's Finds - Program Business | Where insurance industry clicks
1+ mon, 1+ week ago (338+ words) Published on May 28, 2026 The United States faces between $375 billion and more than $1 trillion in aggregated uninsured residential flood losses depending on event severity, according to a new analysis from Moody's published May 26, 2026. Moody's used its RMS US Inland Flood HD…...
Hailstorms Drive Up Home Insurance Deductibles Across the U. S. - Program Business | Where insurance industry clicks
1+ mon, 2+ week ago (262+ words) Hailstorms are quietly reshaping home insurance costs for millions of American homeowners, with insurers increasingly shifting financial risk through higher wind and hail deductibles, according to new data from Insurify. Severe convective storms, which include hail, thunderstorms, and tornadoes, rank…...
Hurricane Risk in 2026: $12. 26 Trillion in Property Value Exposed, New Data Shows - Program Business | Where insurance industry clicks
1+ mon, 2+ week ago (313+ words) Published on May 20, 2026 More than 32. 2 million homes across 20 states face moderate or greater risk from hurricane winds, representing over $12. 26 trillion in reconstruction cost value, according to Cotality's 2026 Hurricane Risk Report. Storm surge, while limited to coastal and low-lying areas, threatens…...
Commercial Property Insurance Trends Reshape Real Estate Investment Coverage - Program Business | Where insurance industry clicks
1+ mon, 3+ week ago (403+ words) According to the report, investment properties present a broad range of risks that can affect both pricing and coverage options. Severe weather remains a major concern, with storms, wildfires, and flooding contributing to higher claim costs and property damage. In…...