1+ day, 17+ hour ago  (470+ words) Published on April 30, 2026 Lawsuits across the United States are drawing attention to how insurance claims for hail damage are handled, particularly in cases involving State Farm, the nation's largest home insurer. The litigation follows a period of increasingly severe weather…...

4+ day, 18+ hour ago  (558+ words) A California Senate committee has rejected legislation that would have required insurers to provide coverage to homeowners who reduce wildfire risks on their properties. The decision marks the latest setback for similar proposals introduced in recent years. The Senate Insurance…...

1+ week, 1+ day ago  (499+ words) Published on April 23, 2026 The average American homeowner is paying $2, 966 per year for home insurance in 2026, according to The Zebra's 2026 State of Insurance: Home report, which analyzed rates from 180 companies across all 34, 500 U. S. ZIP codes and surveyed 1, 875 homeowners. Rates continue to rise,…...

2+ week, 2+ day ago  (283+ words) Wildfires further contribute to flood exposure. Post-fire conditions can increase runoff and erosion for five years or more, and even moderate rainfall can trigger debris flows in recently burned areas. At the same time, housing designs that prioritize earthquake resilience,…...

2+ week, 3+ day ago  (547+ words) Colorado lawmakers are advancing a new proposal aimed at addressing rising homeowners insurance premiums, which have increased 65% over the past five years, according to the National Association of Insurance Commissioners. Hailstorms remain the primary driver behind these costs. The legislation…...

3+ week, 2+ day ago  (285+ words) Legal Shield data shows a sharp increase in legal requests tied to housing and debt, indicating rising financial pressure among American households. In the first quarter of 2026, foreclosure-related inquiries reached their highest level since March 2020. The Bankruptcy Index also continues…...

4+ week, 1+ day ago  (709+ words) A growing number of U. S. homeowners are adjusting their finances to keep up with rising homeowners insurance costs, according to new data from Insurify. The report, based on a survey of more than 1, 000 homeowners, found that 57% have made financial sacrifices to…...

4+ week, 1+ day ago  (618+ words) Sean Kevelighan, CEO of Triple-I, said Florida consumers are experiencing tangible benefits from these reforms. He noted that premiums are stabilizing, competition is increasing, and both homeowners and drivers are seeing savings while maintaining access to insurance coverage. The Florida…...

1+ mon, 19+ hour ago  (597+ words) Announced at the NAIC's spring national meeting, the initiative aims to give state regulators a detailed view of how homeowners coverage is priced, underwritten, and maintained across different geographies and perils. Availability and affordability remain key areas of focus. Insurers…...

1+ mon, 19+ hour ago  (605+ words) California lawmakers are exploring a new approach to address the state's housing shortage. A recently introduced legislative package focuses on expanding factory-built housing, including a proposal that would involve the state in construction insurance. Per Cal Matters, Assemblymember Buffy Wicks…...