4+ hour, 17+ min ago  (592+ words) A new analysis published by Neighbors Bank indicates that escrow costs heading into 2026 continued to consume a larger portion of households" monthly mortgage payments compared to historical norms. Taxes and insurance now account for 21% of homeowners" monthly mortgage payments across…...

1+ mon, 1+ day ago  (441+ words) The partial federal government shutdown entered its third day on Monday, bringing with it a familiar headache for the mortgage industry: a potential suspension of the National Flood Insurance Program (NFIP) and disruptions to the Department of Housing and Urban…...

2+ mon, 3+ day ago  (1578+ words) By Theodore (Ted) Patestos Many real estate investors assume standard insurance packages will protect their assets during a crisis. Unfortunately, many discover too late that the blanket they thought was protecting them had gaps. As a result, they find themselves…...

5+ mon, 3+ week ago  (345+ words) For many mortgage borrowers in 2025, affording the purchase of a home seems like an insurmountable task given stark affordability barriers like high home prices and mortgage rates double pandemic-era lows. Increasingly, however, the cost of continued homeownership reflected in growing…...

9+ mon, 3+ day ago  (856+ words) What is called lender-placed insurance (LPI), also known as force-placed insurance, plays a critical role in risk management for mortgage lenders and servicers. When a borrower fails to maintain the required insurance coverage on a mortgaged property, lender-placed insurance ensures…...

9+ mon, 1+ week ago  (251+ words) There has been a growing concern around the surging cost of additional components of the mortgage payments that tend to be variable " such as property taxes, insurance, homeowners association fees and utilities. Together, the total mortgage payment is often called…...