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News

Scotsman Guide
scotsmanguide.com > news > home-insurance-premium-growth-eases-though-rates-remain-at-historic-highs

Home insurance premium growth eases, though rates remain at historic highs

7+ hour, 25+ min ago   (404+ words) Premiums for new policies were 5.9% higher than the first half of 2025, down from 8.1% growth a year ago and representing an 18.7% jump during the first half of 2024. Relief for policyholders was uneven, however, reported Matic. The digital insurance brokerage revealed the…...

Scotsman Guide
scotsmanguide.com > news > chicago-fed-sees-insurance-affordability-gap-for-midwest-homeowners

Chicago Fed sees insurance affordability gap for Midwest homeowners

1+ mon, 3+ week ago   (530+ words) Surging homeowners insurance premiums have posed a persistent threat to housing affordability over the past year, with costs rising faster than incomes in several states, hitting lower-income households the hardest. That’s according to a new study from the Federal Reserve…...

Scotsman Guide
scotsmanguide.com > news > title-insurers-see-premiums-jump-payouts-fall-in-first-quarter

Title insurers see premiums jump, payouts fall in first quarter

1+ mon, 3+ week ago   (298+ words) A strong year of growth for title insurers in 2025 continued into the first three months of 2026, despite lagging home sales, the American Land Title Association (ALTA) reported Monday. Carriers generated $4.5 billion in title insurance premiums during the first quarter, an…...

Google News
scotsmanguide.com > news > title-insurance-industry-posts-bumper-year-in-2025

Title insurance industry posts bumper year in 2025

2+ mon, 2+ week ago   (579+ words) Piggybacking on steadily recovering mortgage origination volumes last year, title insurers generated a notable annual increase in policy premiums in 2025, new data indicates. A decline in claims paid out from the previous year helped underwriters consolidate the gains and drive…...

Scotsman Guide
scotsmanguide.com > news > homeowners-insurance-premiums-see-first-deceleration-since-2019

Homeowners insurance premiums see first deceleration since 2019

2+ mon, 2+ week ago   (13+ words) But premiums still rose an average of 9.2% last year: Rate Insurance study...

Scotsman Guide
scotsmanguide.com > news > mba-calls-for-overhaul-of-fha-reverse-mortgage-programs

MBA calls for overhaul of FHA reverse mortgage programs

8+ mon, 5+ day ago   (310+ words) A letter sent to FHA and Ginnie Mae leadership underscores prohibitive upfront HECM costs and servicing losses...

Scotsman Guide
scotsmanguide.com > news > homeowners-insurance-premiums-soar-between-2021-and-2025-new-study-shows

Homeowners insurance premiums soar between 2021 and 2025, new study shows

3+ mon, 6+ day ago   (404+ words) Homeowners saw their annual insurance premiums increase 64% on average between 2021 and 2025, according to a new study released by Newrez on Thursday. The average homeowners insurance premium jumped from $1,597 to $2,625 during that period, with double-digit increases between 2022 and 2024, reported Newrez, a…...

Scotsman Guide
scotsmanguide.com > news > homeowners-insurance-premiums-rise-to-record-level-in-2025

Homeowners insurance premiums rise to record level in 2025

4+ mon, 3+ week ago   (513+ words) Average monthly homeowners insurance premiums reached $201 last year, the highest level on record. That works out to $2,412 annually, which is a $149 or 6.6% increase from 2024. Average premiums had risen by 13.8% in 2024, 13.7% in 2023, 11.6% in 2022 and 7.4% in 2021. The less dramatic increase reflects slower…...

Scotsman Guide
scotsmanguide.com > news > rising-taxes-and-homeowners-insurance-undermine-affordability

Rising taxes and homeowners insurance undermine affordability — even in buyer-friendly markets

5+ mon, 2+ day ago   (592+ words) A new analysis published by Neighbors Bank indicates that escrow costs heading into 2026 continued to consume a larger portion of households’ monthly mortgage payments compared to historical norms. Taxes and insurance now account for 21% of homeowners’ monthly mortgage payments across…...

Scotsman Guide
scotsmanguide.com > news > partial-government-shutdown-freezes-nfip-flood-insurance-disrupts-hud-operations

Partial government shutdown freezes NFIP flood insurance, disrupts HUD operations

6+ mon, 3+ day ago   (441+ words) The partial federal government shutdown entered its third day on Monday, bringing with it a familiar headache for the mortgage industry: a potential suspension of the National Flood Insurance Program (NFIP) and disruptions to the Department of Housing and Urban…...