7+ hour, 26+ min ago  (1028+ words) Having homeowners' insurance can be a financial lifesaver, especially if you need to file a claim for a covered loss " such as roof damage caused by a serious storm. But that claim payout you're awaiting could be lower than expected....

4+ week, 1+ day ago  (941+ words) Rate increases over the past few years have been hitting homeowners hard, thanks to increasingly volatile weather, inflation, and other factors. 2026 should see stabilization in the home insurance market, but, depending on where you live, you probably shouldn't count on…...

1+ mon, 6+ day ago  (700+ words) Dwelling coverage insures the physical structure of a home, including the roof, walls, foundation, and attached structures. Its purpose is not to mirror the home's real estate value, but to cover the cost of rebuilding the structure to its prior…...

1+ mon, 6+ day ago  (1231+ words) If you lease a space, you've got fewer home-maintenance things to worry about than homeowners do. But renters and their personal property can be just as vulnerable to theft, damage and visitor injury. That's why it's smart to purchase renters…...

1+ mon, 1+ week ago  (716+ words) Homeowners insurance has traditionally been a background cost of owning a home, but in many markets, it is becoming a defining factor in housing affordability. Recent industry research and real estate surveys show that insurance premiums are rising faster than…...

1+ mon, 2+ week ago  (267+ words) Renters in these states are more likely to see clearer limits on insurance demands written into landlord-tenant law, offering additional consumer safeguards and greater transparency in lease agreements. These protections are especially important in competitive rental markets where insurance requirements…...

1+ mon, 2+ week ago  (588+ words) Earthquake damage is not covered by a standard homeowners insurance policy in the United States. Instead, earthquake protection is typically available either as a separate earthquake policy or an endorsement added to a homeowners policy, depending on the state and…...

2+ mon, 3+ day ago  (567+ words) When homeowners review their policy, their focus often remains on Coverage A: Dwelling, which is the physical structure of the main house. However, a significant portion of a property's value resides in its external, unattached structures, such as detached garages, fencing,…...

2+ mon, 1+ week ago  (392+ words) This isn't about scare tactics; it's about smart planning. Cheap Insurance is going to dive deep into the forces that shape your home insurance quote, reveal the money-saving levers you can pull, and give you the knowledge to make your…...

2+ mon, 3+ week ago  (429+ words) The global shift in risk assessment, powered by the AI imperative, has its most immediate and direct impact on homeowners insurance. For policyholders, the core promise of the insurance contract is protection from the unexpected, but the mechanism for delivering…...