News
Youngsville flood insurance rates are dropping 10% starting April 1. Here’s why.
5+ day, 6+ hour ago (377+ words) Floodwater in the Highland Ridge subdivision is pictured Sunday, July 14, 2019, in Youngsville, La. Youngsville residents with flood insurance policies could see a 10% reduction in premiums after the city was accepted into the National Flood Insurance Program's Community Rating System. Mayor…...
With reinsurers seeing profits, can Louisiana expect home insurance rates to drop?
1+ mon, 4+ week ago (1175+ words) Houma resident Charlotte Freeman faces down Insurance Commissioner Tim Temple, foreground, during a Q&A about the Louisiana insurance market at a town hall in Houma. He called insurance the "biggest crisis our state faces."" Insurance Commissioner Tim Temple mingles…...
Their home insurer went bankrupt. These south Louisiana residents still have nowhere to go.
3+ mon, 3+ week ago (1194+ words) Nearly 15 years ago, Gerard Braud and his wife bought a raised cottage home in Mandeville, nestled on a sprawling yard with a live oak tree overlooking Lake Pontchartrain. He thought they would spend the rest of their lives in it....
Jim Donelon: Challenges of Louisiana's insurance market not insurmountable
4+ mon, 1+ week ago (139+ words) Having passed the 20th anniversary of hurricanes Katrina and Rita devastating our state and in the last month of what has been a quiet hurricane season, I want to share our state's recent hurricane experience. Prior to 2005, the record for an…...
Louisiana may soon require bigger discounts for fortified roofs as they surge in popularity
4+ mon, 1+ week ago (527+ words) Insurance Commissioner Tim Temple, foreground, faces a concerned crowd as he spoke about the insurance market at a town hall in Houma. He called insurance the "biggest crisis our state faces." Louisiana may soon require insurance companies to deliver bigger…...
Youngsville residents may qualify for flood insurance savings for the first time, mayor reports
6+ mon, 3+ week ago (587+ words) Home owner Chuck Bernard walks up the front door of his home to retrieve items during flooding Saturday August 13, 2016 in Lafayette, La." A school bus travels through high water at the intersection of Ambassador Caffery Parkway and Dulles Drive during…...
After surprise setback, Baton Rouge Metro Council approves cost-cutting insurance switch
5+ mon, 3+ week ago (415+ words) St. George Mayor Dustin Yates speaks during the Metro City Council Meeting at City Hall on Wednesday, April 23, 2025. Days after a council member torpedoed the same vote, the East Baton Rouge Metro Council approved an insurance plan switch Monday that…...
Livingston Parish improves federal flood rating. How much could residents save on flood insurance?
5+ mon, 3+ week ago (380+ words) Livingston Parish residents will soon see their flood insurance premiums drop by 15% after the parish successfully improved its federal flood rating. Beginning in April Livingston residents will get a discount that will come to more than $1 million annually, said Parish…...
Editorial: Expanding fortified roofs is the one insurance strategy we can all agree on
6+ mon, 2+ week ago (498+ words) Sadly, there's no silver bullet that can quickly end the property insurance crisis that is plaguing south Louisiana, vastly limiting the availability of homeowners insurance and driving costs so high that many residents are struggling to afford to live here....
Letters: A simple way to lower auto insurance rates in Louisiana
7+ mon, 4+ week ago (216+ words) Louisiana drivers pay some of the highest auto insurance rates in the country. Despite dozens of insurers in the state, premiums keep rising while service stays poor. It's time for a bold, market-based reform. Let's flip the system: Instead of…...