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The Cool Down is mainstream America's guide to a cleaner, cooler future, making it easy for people from all walks of life to help themselves while helping the planet.
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- Aug 15, 2026earliest in window
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News
Florida homeowners warned as hurricane season peaks: Most policies still won't cover flooding
1+ day, 6+ hour ago (453+ words) A standard homeowners insurance policy in Florida usually does not include flood insurance, which Treasure Coast News said is worth remembering as the 2026 Atlantic hurricane season reaches its peak. When a storm dumps rain, pushes water higher, and leaves a…...
Florida says home insurance is easing in 51 counties, but Palm Beach owners say rates still climb
2+ week, 2+ day ago (385+ words) "It has been going up, never went down." Florida officials have said home insurance premiums are finally starting to ease across much of the state, offering a small sign of relief after years of punishing increases for homeowners. But for…...
Illinois homeowner says storm insurance payout covers only a quarter of repair estimate
3+ week, 4+ day ago (394+ words) "I cannot afford an additional $10k just to fix the very damaged parts." An Illinois homeowner shared that after summer storm damage left their roof, soffit, siding, and gutters badly damaged, their insurance payout is falling far short of repair estimates....