10+ hour, 14+ min ago (381+ words) Homeowners across the U.S. may face a sharp increase in insurance premiums over the next two years, with experts projecting a 16% rise driven by natural disasters and higher rebuilding costs." According to FOX Business, real estate analytics firm Cotality estimates that average homeowner premiums will climb 8% in 2026, followed by another 8% in 2027. "These premiums have been rising dramatically over the last few years, with some areas seeing double-digit growth," said John Rogers, Cotality's chief data and analytics officer." He noted that insurance now accounts for 9% of the typical U.S. homeowner's monthly payment'the highest proportion ever recorded when factoring in principal, interest, property taxes, and insurance. Danielle Hale, chief economist at Realtor.com, told FOX Business that the growing cost of rebuilding, fueled by both general inflation and housing supply-chain pressures, is driving insurance rates higher." She also highlighted that "more frequent disasters have…...