Costs and Fees tools

Consumers and Advice

Escrow shortage calculator See how a higher homeowners premium raises your mortgage payment twice, once for the new premium and once to repay the escrow shortage. Homeowners deductible break-even calculator Compare two all-perils deductibles: the yearly premium saved, the extra cost per claim, and the number of claim-free years before the higher one pays off. Homeowners quote comparison worksheet Enter up to five homeowners quotes in columns and see where the coverage differs, so the cheapest price is not just the least coverage. How much homeowners insurance do I need? Set a target for each coverage in a homeowners policy, from rebuild cost to liability, then compare it with your current limits. My home insurance went up: what to do A guided path for a renewal increase: find out why it rose, check your dwelling limit against rebuild cost, then compare quotes on the same coverage.

Products and Providers

Home and auto bundle savings calculator Check a home and auto bundle discount against the same company's separate prices and against the best separate quotes you can find elsewhere. Hurricane and percentage deductible calculator Turn a hurricane, wind and hail, or earthquake percentage deductible into dollars and see what you and the insurer would each pay on a sample loss.

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