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FEMA cuts and home insurance rates: How a shrinking disaster response budget could hurt your budget
8+ hour, 19+ min ago (1594+ words) Funding cuts to federal programs, such as FEMA's Building Resilient Infrastructure and Communities (BRIC) program and the National Flood Insurance Program (NFIP), reduce disaster preparedness and response across the U. S. Budget cuts to these programs lead to slower disaster response, fewer…...
How to know if property damage is covered by insurance
1+ mon, 2+ week ago (1643+ words) Your home is your haven. Beyond that, it's an asset and investment that should be protected from losses. Having your home insured does more than provide you with a reliable safety buffer for your valuable investment " it also gives you…...
HO-2 homeowners insurance policies
8+ mon, 3+ week ago (654+ words) An HO-2 policy is a type of homeowners insurance that only covers damages caused by perils specifically named in your policy. An HO-2 typically covers 16 named perils, including damage from fire and lightning, windstorms and hail, and theft. HO-2 policies…...
Are Georgia and other states becoming uninsurable? We have the latest data
3+ week, 5+ day ago (420+ words) A tree-damaged house near Evans, Georgia as seen shortly after Hurricane Helene damaged the area in 2024. Ross Williams/Georgia Recorder By Jake Bittle, Emily Jones, Juanpablo Ramirez-Franco, Vivian La, Anila Yoganathan, Katie Myers, and Clayton Aldern This coverage is made…...
The state of home insurance in 2026: Increasing rates, climate change, and consumer frustration
2+ mon, 2+ week ago (1663+ words) Rate increases over the past few years have been hitting homeowners hard, thanks to increasingly volatile weather, inflation, and other factors. 2026 should see stabilization in the home insurance market, but, depending on where you live, you probably shouldn't count on…...
Rising homeowners" insurance: SW Florida already pays more than most
1+ day, 20+ hour ago (818+ words) With Florida homeowners by far already paying the highest home insurance premiums in the country, especially in this part of the Peninsula, costs are projected to climb again in 2026 as insurers continue adjusting to hurricane risk and the ongoing rebuilding…...
The staggering way wildfires raise Californians household bills " and it's only going to get worse
4+ day, 1+ hour ago (389+ words) California's diastrous wildfires drive up the price of power bills by an average of $41 for customers of the state's largest utility company " adding insult to injury as the destructive infernos continue to have devastating impact. A new report found that…...
99% of U. S. counties have flooded over the last 30 years " yet only 4% of American homeowners have flood insurance
4+ day, 4+ hour ago (657+ words) Tom and Carrie Bashaw spent years building their dream home. The couple, both approaching 80, started construction in Wailuku, Maui, in 2020. Their house sat 75 feet from a small stream and 45 feet above it " close enough to enjoy but far enough to…...
Home Insurance Costs Are Climbing Faster Than Inflation
4+ day, 5+ hour ago (521+ words) The price at the pump makes us physically ill. Every time we get the automated text message from our electric company, we open it with bated breath. In short, no part of being an adult is cheap. Right now, it feels…...
$10, 000 roof grants coming to MS. Rules exclude some South MS cities, counties
5+ day, 6+ hour ago (799+ words) Mississippi finally has a program that will offer grants of up to $10, 000 each to qualified homeowners for roofs that protect homes from wind damage in hurricanes, tornadoes and other severe storms. The Strengthen Mississippi Homes program adopted this session by…...