10+ hour, 38+ min ago  (712+ words) California's home insurance crisis unfolded gradually over the past decade, starting with catastrophic wildfire seasons in 2017 to 2018 that caused massive losses and exposed how quickly risk was increasing. Over the next few years, insurers faced rising pressures from more frequent…...

3+ day, 22+ hour ago  (367+ words) PLAIN " As the upper valley grapples with the risk of wildfire, homeowners are now facing rising insurance costs and growing numbers of policy nonrenewals. "The availability of insurance is based on the perception of the risk, and the cost of…...

4+ day, 6+ hour ago  (378+ words) Insurance News Net Chicago Sun-Times After State Farm home insurance rates spiked an average of 27% last summer, Gov JB Pritzker kicked off a campaign for tighter insurance regulation in Illinois Now, the whirlwind of negotiations, proposals, and failed legislation that…...

4+ day, 4+ hour ago  (112+ words) Insurance News Net Florida's luxury housing market has never lacked drama, and the insurance industry just added another twist. A new $15 million coverage cap now forces many high-end homeowners to rethink how they protect sprawling estates, waterfront mansions, and custom-built…...

4+ day, 8+ hour ago  (367+ words) Insurance News Net Mike Ray The Lawton Constitution OKLAHOMA CITY " Insurance Commissioner Glen Mulready made the following statements regarding legislation signed into law and the announcement of a public hearing regarding homeowners market status: "I have shared many times over…...

5+ day, 19+ hour ago  (626+ words) California's home insurance of last resort, the FAIR Plan, is raising rates 29. 1% for certain homeowners starting Oct. 15. Rates will be highest for those in high-risk, fire prone areas. Also see: Two California home insurers to raise rates, expand coverage by…...

1+ week, 16+ hour ago  (80+ words) Insurance News Net Texan Insurance Publishes Houston Homeowners Insurance Guide for 2026 Texan Insurance has published a homeowners insurance guide for Houston-area homeowners covering standard policy coverages, flood exclusions, Texas wind and hail deductibles, and replacement cost vs. actual cash value....

1+ week, 1+ day ago  (1665+ words) Homeownership has long been a key tenet of the American dream. But for many Americans, it's a milestone that's increasingly difficult to achieve. Over the past decade, home prices have nearly doubled, according to the Case-Shiller U. S. National Home Price Index....

1+ week, 1+ day ago  (740+ words) Home insurance premiums keep rising, but U. S. legislators are divided over what's causing the insurance crisis. Party lines seemed to divide lawmakers at a June U. S. Senate Budget Committee meeting on "how climate is already challenging insurance markets." Democrats argued climate change…...

1+ week, 1+ day ago  (623+ words) State Farm insures roughly one in five California homes, and its recent rate hike proposal has the potential to shift the entire home insurance market in the Golden State. The state's largest home insurer " covering roughly 1. 2 million California homes " is…...