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Public Insurance Adjusters in Long Island, NY

Republic Claims Associates is the public adjuster Long Island NY homeowners and business owners call when a fire, water loss, storm, or other property damage claim is on the line. A public adjuster works for you, the policyholder, while your…

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Public Adjuster Manhattan NY

Republic Claims Associates is the public adjuster Manhattan NY property owners call when a fire, water loss, or other property damage claim is on the line. A public adjuster works for you, the policyholder, while your insurer’s own adjuster works…

Guides

Anti-concurrent causation clauses explained One policy sentence can bar a whole loss if an excluded cause like flood played any part. How it works, which states limit it, and how to document a claim. The appraisal clause: settling a claim value dispute How the appraisal clause works in a homeowners policy, what a panel can and cannot decide, what it costs, how state rules differ and when to demand it. Bad faith claim handling: what it means and what it doesn't What bad faith means in a home claim, how it differs from a low estimate or slow adjuster, what you must prove, how states differ and which evidence matters. Deadlines to sue over a home insurance claim The ISO policy allows two years from the date of loss to sue. State law can cut that to 12 months or stretch it to five, and talks rarely stop the clock.

Complaints and Disputes

Complaints and Disputes in Homeowners Insurance: the news, the names and what changed.

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