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Homeowners insurance in California: rates, insurers, regulators and new rules.

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California

California home insurance: State Farm's pause, a FAIR Plan near 700,000 policies, wildfire nonrenewal rules, CEA earthquake cover and claim deadlines.

Homeowners premiums (2025)$17.73 billion
Largest insurerState Farm (18.62% of 2025 premiums)
Insurer of last resortCalifornia FAIR Plan Association
Insurance department800-927-4357

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