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Crop Losses Caused by Weather May Trigger Insurance Claims

Crop losses caused by excessive rainfall during September could result in a crop insurance claim, according to Eric Weuve, Iowa State University (ISU) Extension farm management specialist. Kernel damage from mold, sprouting or discoloration may be a covered peril under…

North Carolina

Homeowners insurance in North Carolina: rates, insurers, regulators and new rules.

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North Carolina

North Carolina home insurance: a Rate Bureau sets base rates, State Farm and NC Farm Bureau lead, and a FAIR Plan and Coastal Pool back up the coast.

Homeowners premiums (2025)$5.50 billion
Largest insurerState Farm (15.33% of 2025 premiums)
Insurer of last resortNorth Carolina Joint Underwriting Association (NC FAIR Plan), statewide except the beach area
Insurance department855-408-1212

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