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Illinois

Homeowners insurance in Illinois: rates, insurers, regulators and new rules.

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Illinois

Illinois home insurance: State Farm writes a third of premiums, new 2026 laws add rate review and longer notices, and mine subsidence cover is built in.

Homeowners premiums (2025)$6.94 billion
Largest insurerState Farm (33.68% of 2025 premiums)
Insurer of last resortIllinois FAIR Plan Association
Insurance department217-782-4515

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