Install
AAA auto clubs
- National carriers 13
- Regional carriers 36
- AAA auto clubs 3
- Farm Bureau insurers 11
- Affinity and military insurers 3
- High-net-worth insurers 5
- Florida and coastal specialists 25
- Digital and insurtech insurers 8
- Manufactured home and specialty dwelling insurers 4
- State-backed insurers of last resort 5
- Program carriers and fronting insurers 7
| # | Insurer | Type | Market share (2025) | AM Best |
|---|---|---|---|---|
| 16 | AAA - Automobile Club of Southern California (Auto Club Enterprises)Southern California's AAA insurer, a member-only reciprocal exchange that writes home, condo and renters policies for the Auto Club and affiliated AAA clubs. | AAA auto clubs | 0.95% | A+ (Superior) |
| 17 | AAA - CSAA Insurance GroupWalnut Creek-based AAA insurer, a reciprocal exchange, selling home, condo and renters policies to members of partner AAA clubs in 23 states and D.C. | AAA auto clubs | 0.91% | A (Excellent) |
| 24 | AAA - The Auto Club GroupDearborn-based AAA club whose insurers sell AAA-branded home insurance to members in 13 states; Michigan's No. 3 home insurer in 2025. | AAA auto clubs | 0.68% | — |
Ranked by 2025 U.S. homeowners multiple peril direct premiums written (states and U.S. territories), from the NAIC 2025 Market Share Reports for Property/Casualty Groups and Companies. NAIC groups combine affiliated companies, so a group may sell under several brand names. Brands listed without a rank are part of a larger group or outside the top 100.