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Manufactured home and specialty dwelling insurers
- National carriers 13
- Regional carriers 36
- AAA auto clubs 3
- Farm Bureau insurers 11
- Affinity and military insurers 3
- High-net-worth insurers 5
- Florida and coastal specialists 25
- Digital and insurtech insurers 8
- Manufactured home and specialty dwelling insurers 4
- State-backed insurers of last resort 5
- Program carriers and fronting insurers 7
| # | Insurer | Type | Market share (2025) | AM Best |
|---|---|---|---|---|
| 27 | American Modern Insurance GroupMunich Re-owned specialty insurer for manufactured homes and for older, vacant, seasonal and rental homes that standard carriers turn down, sold through agents. | Manufactured home and specialty dwelling insurers | 0.63% | A+ (Superior) |
| 28 | AssurantThe leading U.S. writer of lender-placed (force-placed) home insurance, which also sells manufactured home, condo and homeowners policies in select states. | Manufactured home and specialty dwelling insurers | 0.63% | A+ (Superior) |
| — | Foremost InsuranceFarmers-owned specialist founded in 1952 for mobile homes; also writes landlord, vacant, seasonal and standard home policies via independent and Farmers agents. | Manufactured home and specialty dwelling insurers | — | A (Excellent) |
| — | SteadilyOnline landlord insurer founded in 2020 that sells DP-1 and DP-3 rental-property policies in all 50 states, partly through its own Demotech-rated carrier. | Manufactured home and specialty dwelling insurers | — | — |
Ranked by 2025 U.S. homeowners multiple peril direct premiums written (states and U.S. territories), from the NAIC 2025 Market Share Reports for Property/Casualty Groups and Companies. NAIC groups combine affiliated companies, so a group may sell under several brand names. Brands listed without a rank are part of a larger group or outside the top 100.