Install
Nonrenewals and Insurers Leaving insurers
- National carriers 13
- Regional carriers 36
- AAA auto clubs 3
- Farm Bureau insurers 11
- Affinity and military insurers 3
- High-net-worth insurers 5
- Florida and coastal specialists 25
- Digital and insurtech insurers 8
- Manufactured home and specialty dwelling insurers 4
- State-backed insurers of last resort 5
- Program carriers and fronting insurers 7
| # | Insurer | Type | Market share (2025) | AM Best |
|---|---|---|---|---|
| 12 | Progressive HomeProgressive's home insurer, the former ASI of St. Petersburg, Florida, sold online and by agents; Progressive also places home policies with partner carriers. | National carriers | 1.77% | A+ (Superior) |
| 59 | QBE North AmericaNorth American arm of Australia's QBE Insurance Group; its U.S. homeowners book is in run-off after a 2025 exit decision, with California policies nonrenewing. | Program carriers and fronting insurers | 0.21% | — |
| 73 | Berkshire Hathaway GUARDBerkshire Hathaway's Wilkes-Barre small-business insurer, which sold homeowners policies through agents from 2018 and has been leaving the line since 2024. | Regional carriers | 0.15% | A+ (Superior) |
Ranked by 2025 U.S. homeowners multiple peril direct premiums written (states and U.S. territories), from the NAIC 2025 Market Share Reports for Property/Casualty Groups and Companies. NAIC groups combine affiliated companies, so a group may sell under several brand names. Brands listed without a rank are part of a larger group or outside the top 100.